Join our team as the Head of SME Division (SVP to EVP) and lead our strategic initiatives in SME banking. With a minimum of 10 years’ banking experience, including significant time in the SME sector, you’ll drive sustainable growth and manage risk assets effectively. Utilize your expertise to implement Bangladesh Bank regulations, foster high-quality client relationships, and ensure compliance with internal policies. If you’re ready to make an impact in SME banking and contribute to our organizational success, apply today.
Ideal candidates will possess a postgraduate degree and demonstrate strong analytical skills, leadership capabilities, and a proactive approach to business development. Bring your vision for SME banking excellence to our dynamic team and take your career to new heights with us.
Additional Information
| Job Date | 12 Jun 2024 |
| Job Type: | Head of SME Division SVP to EVP |
| Experience | At least 10 years |
| Category / Sector: | Private |
| Education: | Masters/Post Graduation preferred from any recognized university. |
| Vacancy Location: | Dhaka |
| Organization: | ONE Bank PLC |
Job Responsibilities:
- Ensure effective coordination with branches to expand the SME client base.
- Motivate branches and business units to grow and acquire new SME customers.
- Develop and maintain high-quality relationships for sustainable business growth.
- Utilize a unique sales methodology to meet the commercial banking and wealth management needs of SME customers.
- Ensure proper utilization of credit facilities and maintain the quality of risk assets.
- Conduct periodic reviews of SME credit facilities.
- Monitor SME non-performing loans and devise strategies for restructuring or recovery. Adhere to Bangladesh Bank’s policies, guidelines, and circulars on SME Banking.
- Ensure compliance with internal policies and procedures as well as regulatory requirements set by Bangladesh Bank.
- Collaborate with other divisions and branches as necessary for cohesive operations.
- Compile and submit reports related to SME business activities.
- Conduct visits to understand their business, assess investment viability, and evaluate credit-worthiness.
Qualifications and Skills:
- Education:
- Master’s/Postgraduate degree preferred from a recognized university.
- Experience:
- Minimum of 10 years of experience in the banking sector.
- At least 5 years of experience in the SME Division of a private commercial bank.
- Additional Skills and Requirements
- Proficiency in SME banking practices and regulations.
- Strong understanding of credit utilization and risk asset management.
- Experience with non-performing loan management and recovery strategies.
- Excellent analytical abilities to assess investment viability and customer creditworthiness.
- Capability to develop and implement effective growth strategies for the SME sector.
- Strong verbal and written communication skills for developing high-quality relationships with clients and preparing detailed reports.
- Proven leadership and coordination skills to drive branch performance and ensure compliance with internal and regulatory policies.
- Expertise in building and maintaining relationships with SME clients, branches, and regulatory bodies.
- In-depth knowledge of internal policies, procedures, and regulatory requirements set by Bangladesh Bank.
How to Apply for this Job:
- Update your resume to highlight your relevant education, extensive banking experience, and specific expertise in the SME division.
- Draft a cover letter that emphasizes your qualifications, experience, and why you are the ideal candidate for the Head of SME Division role.
- Collect copies of your master’s/postgraduate degree, any relevant certifications, and a list of professional references.
- Visit the company’s career portal or the specific job posting site.
- Follow the instructions to upload your resume, cover letter, and any other required documents.
- After submitting your application, check for a confirmation email.
- If you don’t receive confirmation within a few days, contact the HR department to verify receipt and express your continued interest in the position.
What are the minimum educational requirements for this job?
A Master’s/Postgraduate degree from a recognized university is preferred.
How much experience is required for this position?
Applicants should have at least 10 years of banking experience, including a minimum of 5 years in the SME Division of a private commercial bank.
What specific skills are essential for this role?
Key skills include proficiency in SME banking practices, strong analytical abilities, effective communication, leadership, relationship management, and a deep understanding of compliance and regulatory requirements.
What documents should I include in my application?
Your application should include an updated resume, a tailored cover letter, copies of your master’s/postgraduate degree, relevant certifications, and a list of professional references.
What should I do if I don’t receive a confirmation after submitting my application?
If you don’t receive a confirmation within a few days, contact the HR department to verify receipt of your application and express your continued interest in the position.